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Table 1 Original lexicons of Internet finance based on financial function view

From: The impact of Internet finance on commercial banks’ risk taking: evidence from China

Financial function

Channel building

Payment clearing

Resource allocation

Financial management

Division of models

Internet channel

Internet payment

Internet credit

Internet wealth management

Original lexicons

Internet banking

Online payment

Internet loan

Online wealth management

Electronic banking

Mobile payment

Internet financing

Internet wealth management

Online banking

Third-party payment

Internet investment

Internet insurance